Bank of Russia will start making real payments with the digital ruble in 2023
The Central Bank Governor noted that digital currency should make payments cheaper
21.04.2022 - 12:20
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What’s new? The Central Bank plans to conduct the first real payments as part of the piloting of the digital ruble in 2023. This was announced by Central Bank Governor Elvira Nabiullina, TASS reports. She said that the regulator “quite quickly” created a prototype of its own digital currency and is now testing it with banks. Nabiullina noted that the digital ruble should make payments cheaper. The Central Bank Governor added that it will also be used in international payments.
What had happened before? On April 14, the First Deputy Governor of the Central Bank of the Russian Federation Olga Skorobogatova said that the digital ruble may be introduced in the coming years as it is “really needed” for Russia
On April 18, Elvira Nabiullina at a joint meeting of the relevant committees of the State Duma reported that 7 more Russian banks will join the testing of the digital ruble. A total of 12 banks take part in the testing: SberBank, VTB Bank, Gazprombank, Alfa-Bank, Bank DOM.RF, Rosbank, Promsvyazbank, Tinkoff Bank, SKB-Bank, Ak Bars Bank, Transcapitalbank and Bank SOYUZ.
What is the digital ruble? A form of the Russian national currency along with cash and non-cash funds. The Bank of Russia acts as the issuer and operator of the digital ruble platform. The interaction between market participants will be conducted under a two-level retail model system. The currency will be stored in a special wallet.
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