The proposals address stablecoin yields, DeFi, ethics rules and the legal status of crypto mixers ahead of key Senate hearings

US senators submit more than 75 amendments to crypto regulation bill

14.01.2026 - 09:25

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2 min

Key points:

  • Lawmakers proposed more than 75 amendments to the crypto market structure bill.
  • The changes cover stablecoin yields, DeFi provisions and ethics requirements.

US senators have prepared more than 75 amendments to a bill aimed at defining the structure of the cryptocurrency market, ahead of key hearings in the Senate Banking Committee.

The amendments span more than 100 individual issues and were submitted by both Democrats and Republicans. Discussion and voting are scheduled to take place this week.

What lawmakers want to change

Among the proposals is a complete ban on yield-bearing payment stablecoins, adjustments to reporting and risk assessment requirements, and revised language related to crypto mixers and anonymity-enhancing services. Several amendments directly affect sections of the bill dealing with decentralized finance (DeFi).

Some initiatives also seek to restrict public officials from profiting from activities linked to digital assets and to expand financial disclosure requirements.

Political divisions

While some amendments have received bipartisan support, major disagreements remain over ethics rules. Democrats have previously raised concerns about potential conflicts of interest involving US President Donald Trump and crypto-related businesses. Not all of those concerns, however, are directly reflected in the submitted amendments.

World Liberty Financial aims to become a national US bank

World Liberty Financial aims to become a national US bank

Regulators' decision could impact the country's financial and political landscape.

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As is often the case, most proposed changes are expected to be filtered out during committee discussions and will not make it into the final version of the legislation. The final text will be shaped after committee votes and further negotiations between the parties.

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